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FAQs

The below FAQs relate to Mariana Investment Partners’ Principal Asset Allocation Fund exclusively. If the following fields do not meet your information needs, please feel free to contact MIP on +44 20 7050 6600 or through enquiries@mariana-ip.com.

What are the Risks?

As with any investment of this nature, there are a number of risks associated with the fund. Those include, but are not limited to:

  • Market Risk: The Fund may invest in securities in markets, which experience specific risks due to increased volatility, liquidity, political and economic stability.
  • Settlement and Credit Risk: Refers to the likelihood of the Fund losing money if an issuer is unable to meet its financial obligations or goes bankrupt.
  • Valuation Risk: Funds may invest some of their assets in unquoted securities or quoted securities for which there is no reliable price source available. Such investments will be valued at the probable realisation value as determined in accordance with the provisions set out in the section “Valuationand Prices” of the Fund’s propspectus and supplement.
  • Custodial Risk: there may be a risk of a loss where the assets of the Fund are held in custody that could result from insolvency, negligence or fraudulent action of the custodian or sub-custodian.
  • Liquidity Risk: At times, some shares or securities may trade infrequently which means it may be more difficult for the Fund to buy and sell them.

A more detailed description of the risk factors applicable to the Fund is set out in the “Risk Warnings” section of the Fund’s prospectus, and key investor information
document (“KIID”) and supplement.

What is a UCITS Fund?

An Undertaking for Collective Investment in Transferable Securities (UCITS) is an investment fund classification created by EU regulations which allow qualifying funds to be distributed cross-border if approved by the home state’s regulator.

As such, Mariana Investment Partner’s Principal Asset Allocation Fund is available to Mariana’s clients throughout the EEA and is recognised by the Central Bank of Ireland, as the Fund’s domiciled country’s main Financial Services Regulator.

Are my Investments Protected?

Information on this to be detailed here soon. In the meantime, please contact MIP on +44 20 7050 6600 or enquiries@mariana-ip.com for any questions you may have.

 

What Role do CapGem Investment Funds (Ireland) plc Play?

The Principal Asset Allocation Fund is a sub- fund of GemCap Investment Funds (Ireland) plc, an umbrella type open-ended investment company with variable capital, incorporated on 1 June 2010 with limited liability under the laws of Ireland with segregated liability between sub-funds.

GemCap Investment Funds (Ireland) plc is authorised in Ireland by the Central Bank of Ireland pursuant to the European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations 2011 (S.I. No. 352 of 2011) (the “UCITS Regulations”), as amended.

How can I Invest?

As a daily traded UCITS VI fund, Principal Asset Allocation is available on all platforms, all Pension Trustees (QROPS/SIPPS) and across a number of share classes and currencies.

For more information on your investment options, please see here.

To proceed with an investment into the fund, please contact Mariana Investment Partners on +44 20 7050 6600 or enquiries@mariana-ip.com where the team will be happy to assist with the next stages.

How Long Have Mariana Investment Partners Managed the Fund?

MIP have been in control of the fund’s assets since May 2020. Fund performance before this date is not related to MIP.

Detailed information on MIP’s takeover of the fund from Mansard and its performance since can be found here.

 

RISK WARNING

The following pages refer to Mariana investment products. It is important that you read and understand the risk statements below before you proceed.

Mariana’s investment products may provide both individual and institutional investors with flexible and innovative investment solutions offering varying levels of risk, asset exposure, capital protection and tax exposure.

It is important, however, that you understand the risks attached to your investments. The key risk factors are summarised below, but please remember that these are general risks and the risks that are relevant to individual products are set out in the brochure for that product.

Mariana does not provide investment advice in relation to investment products and we strongly recommend that you discuss any proposed investment with your financial adviser before you invest.

Investment in a Mariana product should form part only of your investment portfolio. You should also maintain savings you can access at short notice in case of emergency to meet any short term cash needs that may arise during the term of your investment.

Investment Risk – This is the risk arising from the market(s) or asset(s) into which your investment is made or to which the performance of your investment is linked. Their value might decrease, which could cause you to lose money or, if they increase, the amount of the increase may be greater than the return you get from your investment in a Mariana product.

Counterparty Risk – This is the risk that the financial institution by whom your investment is backed gets into financial difficulties and does not, or cannot, pay the amounts due in relation to your investment. This could cause you to lose some or all of your money and any investment returns that would have otherwise been payable.

Term Risk – This is the risk that an investor’s circumstances could change, forcing the early encashment of an investment. Such early encashment will be subject to a fee and the amount repaid is likely to be less than the initial capital invested. An investor should be aware that they may not be able to access the value of their investment immediately.

Inflation Risk – This is the risk that inflation may reduce the real value of your investment over time.

Tax Risk – The values of any tax reliefs generated by your investment will depend on your individual circumstances. You should note that the levels and bases of taxation and reliefs available may change in the future and changes may be applied retrospectively.

ISA Transfer Risk – if you wish to transfer an existing ISA, it must be done in cash. This means that your existing ISA manager will sell your investment and you are likely to be charged an exit fee. There is then the possibility of a loss of income or growth if markets should rise while your transfer is being processed.

Cancellation Risk – This is the risk that if you decide to cancel the investment after it has been purchased you are likely to lose some of your money.

It is important that you read all the related Mariana product literature carefully and in full so that you understand how the product works and can decide whether or not you are prepared to accept the risks and the possible consequences of investing in a particular product, before proceeding with your investment.

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