Mariana Valuations

Mariana valuations are listed below. Each field can be filtered or sorted into alphabetical order.

For more information or to re-invest maturing proceeds into a new Plan, please contact your financial adviser.

Plans Per Page: 10 | 25 | 50 | 100 | All

	Plan Name	Counterparty	ISIN	Start Date	Maturity Date	Price Date	Price
+	3 Stock Defensive Kick Out - September 2019	Goldman Sachs	XS2004276619	20/09/2019	21/09/2026	03/04/2025	82.66
	Barrier: 50% (European) Return: 18% p.a. Next KO Observation: 22/09/2025 Next KO Trigger: 70% Next Income Observation: Next Income Trigger:	Underlyings BARCLAYS PLC (BARC LN) VODAFONE GROUP PLC (VOD LN) AVIVA PLC (AV/ LN)			Start Level 151.54 159.52 389.40	Last CoB Level 343.65 80.84 616.40		% Change 126.77% -49.32% 58.29%
+	10 10 Plan - November 2019 - Option 1	Goldman Sachs	XS2026090824	15/11/2019	15/11/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 8.2% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,302.94	Last CoB Level N/A		% Change N/A
+	10 10 Plan - November 2019 - Option 2	Goldman Sachs	XS2026090741	15/11/2019	15/11/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 10.94% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,302.94	Last CoB Level N/A		% Change N/A
+	10 10 Plan - November 2019 - Option 3	Goldman Sachs	XS2026091046	15/11/2019	15/11/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 13.47% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,302.94	Last CoB Level N/A		% Change N/A
+	Triple Index Kick Out Plan - October 2019	Goldman Sachs	XS2043857858	11/10/2019	13/10/2025	10/07/2025	KICKED OUT
	Barrier: 60% (European) Return: 9.18% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) S&P 500 INDEX (SPX) Euro Stoxx 50 Pr (SX5E)			Start Level 7,247.08 2,970.27 3,569.92	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	Dual Index Growth Accumulator Deposit - November 2019	Goldman Sachs	GS00SD000730	01/11/2019	01/11/2024	06/10/2023	MATURED
	Barrier: 0% (Capital protected) Return: 4% p.a. Next KO Observation: Next KO Trigger: Next Income Observation: N/A Next Income Trigger: N/A	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E)			Start Level 7,302.42 3,623.74	Last CoB Level N/A N/A		% Change N/A N/A
+	10 10 Plan - December 2019 - Option 1	Goldman Sachs	XS2064870624	20/12/2019	20/12/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 7.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,582.48	Last CoB Level N/A		% Change N/A
+	10 10 Plan - December 2019 - Option 2	Goldman Sachs	XS2064871358	20/12/2019	20/12/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 10.45% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,582.48	Last CoB Level N/A		% Change N/A
+	10 10 Plan - December 2019 - Option 3	Goldman Sachs	XS2064870970	20/12/2019	20/12/2029	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 12.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,582.48	Last CoB Level N/A		% Change N/A
+	FTSE 3 Stock Income Kick Out - December 2019	Goldman Sachs	XS2064956183	20/12/2019	21/12/2026	10/07/2025	99.67
	Barrier: 50% (European) Return: 2.525% p.q. Next KO Observation: 22/09/2025 Next KO Trigger: 105% Next Income Observation: 22/09/2025 Next Income Trigger: 50%	Underlyings CENTRICA PLC (CNA LN) BT GROUP PLC (BT/A LN) AVIVA PLC (AV/ LN)			Start Level 89.16 204.25 419.20	Last CoB Level 154.65 195.50 616.40		% Change 73.45% -4.28% 47.04%
+	10 10 Plan (GBP) - February 2020 - Option 1	Goldman Sachs	XS2066237996	21/02/2020	21/02/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 8.1% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,403.92	Last CoB Level N/A		% Change N/A
+	10 10 Plan (GBP) - February 2020 - Option 2	Goldman Sachs	XS2066238028	21/02/2020	21/02/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 10.9% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,403.92	Last CoB Level N/A		% Change N/A
+	10 10 Plan (GBP) - February 2020 - Option 3	Goldman Sachs	XS2066237483	21/02/2020	21/02/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 13.25% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,403.92	Last CoB Level N/A		% Change N/A
+	FTSE Step Down Kick Out - March 2020	Goldman Sachs	XS2110034480	20/03/2020	22/03/2027	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 7.15% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,190.78	Last CoB Level N/A		% Change N/A
+	10 10 Plan - April 2020 - Option 1	Goldman Sachs	XS2109889639	09/04/2020	09/04/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 8.55% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,842.66	Last CoB Level N/A		% Change N/A
+	10 10 Plan - April 2020 - Option 2	Goldman Sachs	XS2109894712	09/04/2020	09/04/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 11.45% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,842.66	Last CoB Level N/A		% Change N/A
+	10 10 Plan - April 2020 - Option 3	Goldman Sachs	XS2109886882	09/04/2020	09/04/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 14% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,842.66	Last CoB Level N/A		% Change N/A
+	FTSE Super Defensive Kick Out Plan - April 2020	Goldman Sachs	XS2116256517	09/04/2020	10/04/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 6.25% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,842.66	Last CoB Level N/A		% Change N/A
+	FTSE Callable Super Tracker Deposit Plan – March 2020	Goldman Sachs	GS00SD000847	16/03/2020	17/03/2025	10/07/2025	MATURED
	Barrier: 0% (Capital protected) Return: 200% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,151.08	Last CoB Level N/A		% Change N/A
+	10 10 Plan - May 2020 - Option 1	Goldman Sachs	XS2125613716	22/05/2020	22/05/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 8.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,993.28	Last CoB Level N/A		% Change N/A
+	10 10 Plan - May 2020 - Option 2	Goldman Sachs	XS2125613559	22/05/2020	22/05/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 10.6% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,993.28	Last CoB Level N/A		% Change N/A
+	10 10 Plan - May 2020 - Option 3	Goldman Sachs	XS2125614011	22/05/2020	22/05/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 12.65% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,993.28	Last CoB Level N/A		% Change N/A
+	FTSE 10 Year Kick Out Plan - April 2020	Goldman Sachs	XS2116251716	09/04/2020	09/04/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 9.3% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,842.66	Last CoB Level N/A		% Change N/A
+	Dual Index Defensive Memory Income - May 2020	Goldman Sachs	XS2155955367	15/05/2020	15/05/2030	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 5.15% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: N/A Next Income Trigger: N/A	Underlyings FTSE 100 INDEX (UKX) S&P 500 INDEX (SPX)			Start Level 5,799.77 2,863.70	Last CoB Level N/A N/A		% Change N/A N/A
+	Dual Index Defensive Income Kick Out - May 2020	Goldman Sachs	XS2125680582	15/05/2020	15/05/2030	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 1.825% p.q. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: N/A Next Income Trigger: N/A	Underlyings FTSE 100 INDEX (UKX) S&P 500 INDEX (SPX)			Start Level 5,799.77 2,863.70	Last CoB Level N/A N/A		% Change N/A N/A
+	10 10 Plan - June 2020 - Option 1	Goldman Sachs	XS2066230397	26/06/2020	26/06/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 7.2% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,159.30	Last CoB Level N/A		% Change N/A
+	10 10 Plan - June 2020 - Option 2	Goldman Sachs	XS2066231791	26/06/2020	26/06/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 9.1% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,159.30	Last CoB Level N/A		% Change N/A
+	10 10 Plan - June 2020 - Option 3	Goldman Sachs	XS2066232179	26/06/2020	26/06/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 11.1% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,159.30	Last CoB Level N/A		% Change N/A
+	FTSE 100 Kick Out Plan - May 2020	Goldman Sachs	XS2156022068	22/05/2020	22/05/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 6% s.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,993.28	Last CoB Level N/A		% Change N/A
+	FTSE ESG Callable Deposit - June 2020	Goldman Sachs	GS00SD000888	05/06/2020	05/06/2025	25/10/2024	MATURED
	Barrier: 0% (Capital protected) Return: 1.2% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE4GOOD UK INDEX (4GUK)			Start Level 5,975.29	Last CoB Level N/A		% Change N/A
+	10 10 Plan - August 2020 - Option 1	Goldman Sachs	XS2177196313	14/08/2020	14/08/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 7% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,090.04	Last CoB Level N/A		% Change N/A
+	10 10 Plan - August 2020 - Option 2	Goldman Sachs	XS2177196404	14/08/2020	14/08/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 8.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,090.04	Last CoB Level N/A		% Change N/A
+	10 10 Plan - August 2020 - Option 3	Goldman Sachs	XS2177196586	14/08/2020	14/08/2030	10/07/2025	KICKED OUT
	Barrier: 70% (European) Return: 10% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,090.04	Last CoB Level N/A		% Change N/A
+	FTSE 100 8 Year Kick Out Plan - July 2020	Goldman Sachs	XS2156203445	10/07/2020	10/07/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 10.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 6,095.41	Last CoB Level N/A		% Change N/A
+	3 Stock Defensive Kick Out Plan - November 2020	Goldman Sachs	XS2225158075	04/11/2020	06/11/2023	10/07/2025	KICKED OUT
	Barrier: 50% (European) Return: 10% s.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings ABBVIE INC (ABBV US) CISCO SYSTEMS INC (CSCO US) GENERAL MILLS INC (GIS US)			Start Level 94.50 36.57 60.47	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	Triple Index Semi-Annual Defensive Kick Out Plan - March 2021	Goldman Sachs	XS2116172334	03/03/2021	03/03/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 3.25% s.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) S&P 500 INDEX (SPX) Euro Stoxx 50 Pr (SX5E)			Start Level 6,675.47 3,819.72 3,712.78	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	FTSE CSDI Participation Digital Deposit - May 2021	Goldman Sachs	GS00SD000946	28/05/2021	30/05/2028	06/10/2023	85.63
	Barrier: 100% (Capital protected) Return: 2.8571% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 160.10	Last CoB Level 202.7129		% Change 26.62%
+	5 Year FTSE CSDI Participation Digital Deposit - April 2021	Goldman Sachs	GS00SD000953	30/04/2021	30/04/2026	04/07/2025	102.33
	Barrier: 100% (Capital protected) Return: 5% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 158.56	Last CoB Level 202.7129		% Change 27.85%
+	8 8 Plan - June 2021	Goldman Sachs	XS2319764424	25/06/2021	25/06/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 3.35% s.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 162.35	Last CoB Level N/A		% Change N/A
+	FTSE CSDI Participation Digital Deposit - July 2021	Goldman Sachs	GS00SD000987	23/07/2021	24/07/2028	10/07/2025	106.41
	Barrier: 100% (Capital protected) Return: 3.57% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 159.49	Last CoB Level 202.7129		% Change 27.1%
+	FTSE CSDI Participation Digital Deposit - October 2021	Goldman Sachs	GS00SD001019	01/10/2021	02/10/2028	04/07/2025	101.78
	Barrier: 100% (Capital protected) Return: 20% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 159.93	Last CoB Level 202.7129		% Change 26.75%
+	Triple Index Step Down Kick Out Plan - August 2021	Goldman Sachs	XS2334668246	20/08/2021	21/08/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 6.2% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E) S&P 500 INDEX (SPX)			Start Level 7,087.90 4,147.50 4,441.67	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	Dual Index Income Kick Out Plan - August 2021	Goldman Sachs	XS2335954546	27/08/2021	27/08/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 1.55% p.q. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: N/A Next Income Trigger: N/A	Underlyings FTSE 100 Synthetic (SUKX35FD) S&P 500 INDEX (SPX)			Start Level 162.90 4,509.37	Last CoB Level N/A N/A		% Change N/A N/A
+	Triple Index Step Down Kick Out Plan – September 2021	Goldman Sachs	XS2364967328	24/09/2021	25/09/2028	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 6.45% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E) S&P 500 INDEX (SPX)			Start Level 7,051.48 4,158.51 4,455.48	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	FTSE UK 30 Index Income Kick Out - November 2021	Goldman Sachs	XS2389926135	26/11/2021	26/11/2031	10/07/2025	95.43
	Barrier: 65% (European) Return: 1.8125% p.q. Next KO Observation: 26/08/2025 Next KO Trigger: 105% Next Income Observation: 26/08/2025 Next Income Trigger: 80%	Underlyings FTSE UK 30 Yield (UKXYWP)			Start Level 1,154.12	Last CoB Level 1,179.372		% Change 2.19%
+	Dual Index Kick Out Plan - December 2021	Goldman Sachs	XS2396722303	17/12/2021	17/12/2027	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 10% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E)			Start Level 7,269.92 4,161.35	Last CoB Level N/A N/A		% Change N/A N/A
+	FTSE ESG Callable Deposit - June 2020	Goldman Sachs	GS00SD000888GSSD425	05/06/2020	12/06/2025	30/11/2021	TBC
	Barrier: 0% (Capital protected) Return: 1.2% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE4GOOD UK INDEX (4GUK)			Start Level 5,975.29	Last CoB Level 6,709.88		% Change 12.29%
+	FTSE CSDI Participation Digital Deposit - May 2021	Goldman Sachs	GS00SD000946GSSD424	28/05/2021	06/06/2028	30/11/2021	TBC
	Barrier: 100% (Capital protected) Return: 2.8571% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 160.10	Last CoB Level 164.0307		% Change 2.46%
+	FTSE CSDI Participation Digital Deposit - July 2021	Goldman Sachs	GS00SD000987GSSD422	23/07/2021	31/07/2028	30/11/2021	TBC
	Barrier: 100% (Capital protected) Return: 3.57% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 159.49	Last CoB Level 164.0307		% Change 2.85%
+	FTSE CSDI Participation Digital Deposit - October 2021	Goldman Sachs	GS00SD001019GSSD421	01/10/2021	09/10/2028	30/11/2021	TBC
	Barrier: 100% (Capital protected) Return: 20% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 159.93	Last CoB Level 164.0307		% Change 2.56%
+	FTSE Callable Super Tracker Deposit Plan – March 2020	Goldman Sachs	GS00SD000847GSSD426	16/03/2020	31/03/2025	30/11/2021	TBC
	Barrier: 0% (Capital protected) Return: 200% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 5,151.08	Last CoB Level 7,218.64		% Change 40.14%
+	Dual Index Growth Accumulator Deposit - November 2019	Goldman Sachs	GS00SD000730GSSD427	01/11/2019	15/11/2024	30/11/2021	TBC
	Barrier: 0% (Capital protected) Return: 4% p.a. Next KO Observation: Next KO Trigger: Next Income Observation: 01/11/2022 Next Income Trigger: 105%	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E)			Start Level 7,302.42 3,623.74	Last CoB Level 7,218.64 4,144.51		% Change -1.15% 14.37%
+	5 Stock Bonus Deposit - April 2019	Goldman Sachs	GS00SD000607GSSD428	26/04/2019	03/05/2024	13/03/2019
	Barrier: 0% (Capital protected) Return: 6% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings VODAFONE GROUP PLC (VOD LN) CENTRICA PLC (CNA LN) SSE PLC (SSE LN) DIRECT LINE INSURANCE GROUP (DLG LN) LEGAL & GENERAL GROUP PLC (LGEN LN)			Start Level 141.92 106.35 1,152.00 338.00 277.20	Last CoB Level 114.22 67.30 1,588.00 271.70 288.80		% Change -19.52% -36.72% 37.85% -19.62% 4.18%
+	5 Year FTSE CSDI Participation Digital Deposit - April 2021	Goldman Sachs	GS00SD000953GSSD423	30/04/2021	11/05/2026	30/11/2021	TBC
	Barrier: 100% (Capital protected) Return: 5% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 Synthetic (SUKX35FD)			Start Level 158.56	Last CoB Level 164.0307		% Change 3.45%
+	FTSE 100 Daily Kick Out Plan - January 2022	Goldman Sachs	XS2412858123	31/01/2022	31/01/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 7.2% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,464.37	Last CoB Level N/A		% Change N/A
+	FTSE 100 Defensive Kick Out Plan - April 2022	Goldman Sachs	XS2423234678	22/04/2022	23/04/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 7.1% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,521.68	Last CoB Level N/A		% Change N/A
+	FTSE UK 30 Index Income Kick Out - February 2022	Goldman Sachs	XS2412761129	11/02/2022	11/02/2030	10/07/2025	93.12
	Barrier: 65% (European) Return: 1.75% p.q. Next KO Observation: 11/08/2025 Next KO Trigger: 100% Next Income Observation: 11/08/2025 Next Income Trigger: 80%	Underlyings FTSE UK 30 Yield (UKXYWP)			Start Level 1,263.62	Last CoB Level 1,179.372		% Change -6.67%
+	FTSE 100 Deposit Kick Out Plan - April 2022	Goldman Sachs	GS00SD001084	22/04/2022	24/04/2028	30/05/2025	KICKED OUT
	Barrier: 100% (Capital protected) Return: 3.5% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,521.68	Last CoB Level N/A		% Change N/A
+	FTSE 100 Step Down Kick Out Plan - April 2022	Goldman Sachs	XS2423183404	19/04/2022	19/04/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 6.73% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,601.28	Last CoB Level N/A		% Change N/A
+	Goldman Sachs FTSE100 Deposit Kick Out - June 2022	Goldman Sachs	GS00SD001100	17/06/2022	19/06/2028	04/07/2025	KICKED OUT
	Barrier: 100% (Capital protected) Return: 3.6% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,016.25	Last CoB Level N/A		% Change N/A
+	Goldman Sachs FTSE 100 Defensive Kick Out - June 2022	Goldman Sachs	XS2456911739	17/06/2022	18/06/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 7% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,016.25	Last CoB Level N/A		% Change N/A
+	Goldman Sachs FTSE100 Deposit Kick Out - August 2022	Goldman Sachs	GS00SD001134	05/08/2022	07/08/2028	04/07/2025	112.13
	Barrier: 100% (Capital protected) Return: 4.25% p.a. Next KO Observation: 05/08/2025 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,439.74	Last CoB Level 8,975.66		% Change 20.64%
+	Goldman Sachs FTSE 100 Defensive Kick Out - August 2022	Goldman Sachs	XS2467163825	05/08/2022	06/08/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 8.3% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,439.74	Last CoB Level N/A		% Change N/A
+	Goldman Sachs Triple Index Defensive Kick Out Plan - August 2022	Goldman Sachs	XS2467171687	05/08/2022	06/08/2029	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 7.75% p.a. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX) Euro Stoxx 50 Pr (SX5E) S&P 500 INDEX (SPX)			Start Level 7,439.74 3,725.39 4,145.19	Last CoB Level N/A N/A N/A		% Change N/A N/A N/A
+	FTSE CSDI Income Kick Out Plan - June 2022	Goldman Sachs	XS2389877171	24/06/2022	24/06/2032	10/07/2025	KICKED OUT
	Barrier: 65% (European) Return: 1.9125% p.q. Next KO Observation: N/A Next KO Trigger: N/A Next Income Observation: N/A Next Income Trigger: N/A	Underlyings FTSE 100 Synthetic 4.5% (UKXS45TR)			Start Level 126.98	Last CoB Level N/A		% Change N/A
+	Goldman Sachs FTSE 100 Deposit Kick Out - September 2022	Goldman Sachs	GS00SD001142	23/09/2022	25/09/2028	04/07/2025	110.67
	Barrier: 100% (Capital protected) Return: 4% p.a. Next KO Observation: 23/09/2025 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,018.60	Last CoB Level 8,975.66		% Change 27.88%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - November 2022	Goldman Sachs	GS00SD001167	11/11/2022	13/11/2028	04/07/2025	112.88
	Barrier: 100% (Capital protected) Return: 5% p.a. Next KO Observation: 11/11/2025 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,318.04	Last CoB Level 8,975.66		% Change 22.65%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - November 2022	Goldman Sachs	GS00SD001159	11/11/2022	13/11/2028	04/07/2025	114.27
	Barrier: 100% (Capital protected) Return: 5.5% p.a. Next KO Observation: 11/11/2025 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,318.04	Last CoB Level 8,975.66		% Change 22.65%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - December 2022	Goldman Sachs	GS00SD001183	23/12/2022	25/12/2028	04/07/2025	115.33
	Barrier: 100% (Capital protected) Return: 6.1% p.a. Next KO Observation: 23/12/2025 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,473.01	Last CoB Level 8,975.66		% Change 20.11%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - December 2022	Goldman Sachs	GS00SD001175	23/12/2022	25/12/2028	04/07/2025	116.62
	Barrier: 100% (Capital protected) Return: 6.6% p.a. Next KO Observation: 23/12/2025 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,473.01	Last CoB Level 8,975.66		% Change 20.11%
+	Goldman Sachs 3 Year FTSE 100 Defensive Growth Deposit - December 2022	Goldman Sachs	GS00SD001191	23/12/2022	23/12/2025	04/07/2025	114.62
	Barrier: 100% (Capital protected) Return: 17.5% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,473.01	Last CoB Level 8,975.66		% Change 20.11%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - February 2023	Goldman Sachs	GS00SD001340	24/02/2023	26/02/2029	04/07/2025	110.97
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 24/02/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,878.66	Last CoB Level 8,975.66		% Change 13.92%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - February 2023	Goldman Sachs	GS00SD001332	24/02/2023	26/02/2029	04/07/2025	111.84
	Barrier: 100% (Capital protected) Return: 6.5% p.a. Next KO Observation: 24/02/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,878.66	Last CoB Level 8,975.66		% Change 13.92%
+	Goldman Sachs 3 Year FTSE 100 Defensive Growth Deposit - February 2023	Goldman Sachs	GS00SD001357	24/02/2023	24/02/2026	04/07/2025	112.04
	Barrier: 100% (Capital protected) Return: 17% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,878.66	Last CoB Level 8,975.66		% Change 13.92%
+	Goldman Sachs 3 Year FTSE 100 Fixed Income Deposit - February 2023	Goldman Sachs	GS00SD001365	24/02/2023	24/02/2026	04/07/2025	99.35
	Barrier: 100% (Capital protected) Return: 4% p.m. Next KO Observation: Next KO Trigger: Next Income Observation: 24/07/2025 Next Income Trigger: N/A	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,878.66	Last CoB Level 8,975.66		% Change 13.92%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - April 2023	Goldman Sachs	GS00SD001381	17/04/2023	17/04/2029	04/07/2025	108.71
	Barrier: 100% (Capital protected) Return: 5.5% p.a. Next KO Observation: 17/04/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,879.51	Last CoB Level 8,975.66		% Change 13.91%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - April 2023	Goldman Sachs	GS00SD001373	17/04/2023	17/04/2029	04/07/2025	108.61
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 17/04/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,879.51	Last CoB Level 8,975.66		% Change 13.91%
+	Goldman Sachs 3 Year FTSE 100 Defensive Growth Deposit - April 2023	Goldman Sachs	GS00SD001407	17/04/2023	17/04/2026	04/07/2025	110.43
	Barrier: 100% (Capital protected) Return: 16.2% Next KO Observation: Next KO Trigger: Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,879.51	Last CoB Level 8,975.66		% Change 13.91%
+	Goldman Sachs 3 Year FTSE 100 Fixed Income Deposit - April 2023	Goldman Sachs	GS00SD001415	17/04/2023	17/04/2026	04/07/2025	98.69
	Barrier: 100% (Capital protected) Return: 0.295% p.m. Next KO Observation: Next KO Trigger: Next Income Observation: 17/07/2025 Next Income Trigger: N/A	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,879.51	Last CoB Level 8,975.66		% Change 13.91%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - May 2023	Goldman Sachs	GS00SD001431	26/05/2023	28/05/2029	04/07/2025	107.58
	Barrier: 100% (Capital protected) Return: 5.5% p.a. Next KO Observation: 26/05/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,627.20	Last CoB Level 8,975.66		% Change 17.68%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - May 2023	Goldman Sachs	GS00SD001423	26/05/2023	28/05/2029	04/07/2025	108.47
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 26/05/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,627.20	Last CoB Level 8,975.66		% Change 17.68%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 3 - May 2023	Goldman Sachs	GS00SD001449	26/05/2023	28/05/2029	04/07/2025	109.01
	Barrier: 100% (Capital protected) Return: 6.5% p.a. Next KO Observation: 26/05/2026 Next KO Trigger: 105% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,627.20	Last CoB Level 8,975.66		% Change 17.68%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - July 2023	Goldman Sachs	GS00SD001464	07/07/2023	09/07/2029	04/07/2025	107.39
	Barrier: 100% (Capital protected) Return: 5.5% p.a. Next KO Observation: 07/07/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,256.94	Last CoB Level 8,975.66		% Change 23.68%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - July 2023	Goldman Sachs	GS00SD001456	07/07/2023	09/07/2029	04/07/2025	108.45
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 07/07/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,256.94	Last CoB Level 8,975.66		% Change 23.68%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - August 2023	Goldman Sachs	GS00SD001506	18/08/2023	20/08/2029	04/07/2025	109.17
	Barrier: 100% (Capital protected) Return: 6.3% p.a. Next KO Observation: 18/08/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,262.43	Last CoB Level 8,975.66		% Change 23.59%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - August 2023	Goldman Sachs	GS00SD001498	18/08/2023	20/08/2029	04/07/2025	110.08
	Barrier: 100% (Capital protected) Return: 6.8% p.a. Next KO Observation: 18/08/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,262.43	Last CoB Level 8,975.66		% Change 23.59%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - September 2023	Goldman Sachs	GS00SD001514	29/09/2023	01/10/2029	04/07/2025	107.91
	Barrier: 100% (Capital protected) Return: 6.2% p.a. Next KO Observation: 29/09/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,608.08	Last CoB Level 8,975.66		% Change 17.98%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - September 2023	Goldman Sachs	GS00SD001522	29/09/2023	01/10/2029	04/07/2025	108.64
	Barrier: 100% (Capital protected) Return: 6.7% p.a. Next KO Observation: 29/09/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,608.08	Last CoB Level 8,975.66		% Change 17.98%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - November 2023	Goldman Sachs	GS00SD001555	10/11/2023	12/11/2029	04/07/2025	107.12
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 10/11/2026 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,360.55	Last CoB Level 8,975.66		% Change 21.94%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - November 2023	Goldman Sachs	GS00SD001548	10/11/2023	12/11/2029	04/07/2025	108
	Barrier: 100% (Capital protected) Return: 6.5% p.a. Next KO Observation: 10/11/2026 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,360.55	Last CoB Level 8,975.66		% Change 21.94%
+	FTSE 100 Income Kick Out Plan - December 2023	Goldman Sachs	XS2692306579	22/12/2023	23/12/2030	10/07/2025	100.30
	Barrier: 65% (European) Return: 1.9% p.q. Next KO Observation: 22/12/2025 Next KO Trigger: 100% Next Income Observation: 22/09/2025 Next Income Trigger: 75%	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,697.51	Last CoB Level 8,975.66		% Change 16.6%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - January 2024	Goldman Sachs	GS00SD001571	05/01/2024	07/01/2030	04/07/2025	106.41
	Barrier: 100% (Capital protected) Return: 6.15% p.a. Next KO Observation: 05/01/2027 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,689.61	Last CoB Level 8,975.66		% Change 16.72%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - January 2024	Goldman Sachs	GS00SD001563	05/01/2024	07/01/2030	04/07/2025	107.01
	Barrier: 100% (Capital protected) Return: 6.65% p.a. Next KO Observation: 05/01/2027 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,689.61	Last CoB Level 8,975.66		% Change 16.72%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - March 2024	Goldman Sachs	GS00SD001597	01/03/2024	01/03/2030	04/07/2025	103.89
	Barrier: 100% (Capital protected) Return: 5.5% p.a. Next KO Observation: 01/03/2027 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,682.50	Last CoB Level 8,975.66		% Change 16.83%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - March 2024	Goldman Sachs	GS00SD001589	01/03/2024	01/03/2030	04/07/2025	104.53
	Barrier: 100% (Capital protected) Return: 6% p.a. Next KO Observation: 01/03/2027 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 7,682.50	Last CoB Level 8,975.66		% Change 16.83%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - May 2024	Goldman Sachs	GS00SD001613	03/05/2024	03/05/2030	04/07/2025	102.99
	Barrier: 100% (Capital protected) Return: 5.85% p.a. Next KO Observation: 03/05/2027 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 8,213.49	Last CoB Level 8,975.66		% Change 9.28%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - May 2024	Goldman Sachs	GS00SD001605	03/05/2024	03/05/2030	04/07/2025	103.43
	Barrier: 100% (Capital protected) Return: 6.5% p.a. Next KO Observation: 03/05/2027 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 8,213.49	Last CoB Level 8,975.66		% Change 9.28%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - July 2024	Goldman Sachs	GS00SD001621	05/07/2024	05/07/2030	04/07/2025	102.05
	Barrier: 100% (Capital protected) Return: 5.75% p.a. Next KO Observation: 05/07/2027 Next KO Trigger: 95% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 8,203.93	Last CoB Level 8,975.66		% Change 9.41%
+	Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - July 2024	Goldman Sachs	GS00SD001639	05/07/2024	05/07/2030	04/07/2025	102.3
	Barrier: 100% (Capital protected) Return: 6.3% p.a. Next KO Observation: 05/07/2027 Next KO Trigger: 100% Next Income Observation: Next Income Trigger:	Underlyings FTSE 100 INDEX (UKX)			Start Level 8,203.93	Last CoB Level 8,975.66		% Change 9.41%
+	FTSE 100 Memory Income Kick Out - July 2024	Goldman Sachs	XS2773611244	12/07/2024	12/07/2030	10/07/2025	100.75
	Barrier: 65% (European) Return: 1.5% p.q. Next KO Observation: 13/07/2026 Next KO Trigger: 100% Next Income Observation: 14/07/2025 Next Income Trigger: 75%	Underlyings FTSE 100 INDEX (UKX)			Start Level 8,252.91	Last CoB Level 8,975.66		% Change 8.76%

BEFORE ACCESSING OUR WEBSITE AND ANY OFFERS YOU SHOULD READ THE FOLLOWING.

This section is intended for financial advisers and investment professionals only. It contains material that is not aimed at retail investors. Please do not proceed unless you are a financial adviser or an investment professional.

The information on this website does not and is not intended to constitute or form part of an offer, subscription recommendation or solicitation to buy or sell any financial product or to take up any services. The Mariana website does not offer investment or financial advice and should not be treated as doing so. If you are advising an investor or facilitating their investment (on an execution only basis, for example) in relation to a product referred to on the Mariana website you should satisfy yourself about the terms of the investment by reference to the full product documentation together with any ancillary materials which Mariana may provide and you should be familiar with the Key Features & Risks set out below for 1) Structured Investment products and 2) Tax Efficient Investment Products. Mariana is unable to provide any guidance as to whether a product is suitable for the individual circumstances of a client or appropriate for their attitude to risk.

Mariana does not offer Advice

The information contained on the Mariana website is for general information use only. It does not offer investment or financial advice and any information contained on this website should not be construed as investment, legal, tax or any other form of advice. If in any doubt about information on this website you should contact your account manager or email [email protected].

Past performance

Past performance is not an indication of future performance and should not be used to assess the future returns or the risk associated with your investment. It is possible to get back less than you originally invested in any of the investment products referred to herein.

Importance of Financial Advice

Investors considering an investment in a Mariana product must read and understand the full product brochure. It is important that the risks and potential rewards of a product are clearly explained to an investor by their adviser. You should note that Mariana insists that all applications to invest in Mariana product are placed through a regulated financial adviser.

Structured Investment Products: Key Features/Risks

Capital at Risk

Direct investment into a market brings with it the risks of that market since an investment’s value is likely to rise or fall in proportion to the movement of the market. Structured investment products are different in that they can change the risk and/or the return that an investment in a market may provide. Structured investment products achieve this by incorporating derivatives, named so because their performance is derived from the performance of the chosen underlying market, rather than investing directly into the market itself. Many structured investment products are not fully capital secure. They are described as ‘capital-at-risk’ and they offer enhanced income or growth but to achieve this put conditions on how or whether your capital will be repaid when the investment matures.

Counterparty Risk

Even when a structured investment product offers the full return of your capital, the return of capital is likely to be subject to counterparty risk. This is the risk that the issuer (the counterparty) of the investments underlying a product becomes insolvent or bankrupt. However remote this risk may appear, it always exists. To reduce it, we suggest that structured investment products are used only as part of a broader portfolio and that investors diversify their structured investment products across a range of counterparties. For more information about structured products and capital-at-risk products you can visit www.moneymadeclear.fsa.gov.uk.

Early encashment

Structured investments products are designed to be held until maturity and early encashment may result in a capital loss for a significant period of the investment term, particularly as there may be charges that adversely impact the value in the early years. There may also be liquidity constraints with structured investments before the stated maturity date. Details of these are outlined in our brochures.

Compensation/FSCS

Prospective investors should understand that Plan assets (i.e. the underlying investments) will be held on their behalf by the administrator and custodian but they will not have any direct legal interest in the investments or any direct rights against the issuing counterparty in the event that the counterparty becomes bankrupt or enters into an insolvency process and cannot pay its debts. Prospective investors should also be aware that under the Financial Services Compensation Scheme (FSCS) rules whilst they may be eligible for compensation in the case of the insolvency of Mariana or the administrator and custodian, they are unlikely to be eligible for compensation if the counterparty becomes insolvent.

Tax Efficient Investment Products: Key Features/Risks

Capital at Risk

Tax Efficient Investment Products typically invest in the shares of small higher risk unlisted companies. The valuation of these shares depends on the value of the assets acquired by the companies plus any income that is derived from those assets. This is not guaranteed and you may lose money. The value of shares can fall in value as well as rise and you may get back less than you invested.

Concentration Risk

The nature of the Tax Efficient Investment Product is to invest in a small number of unquoted companies and furthermore there is likely to be significant sector bias. Portfolio diversification will, therefore, be limited.

Liquidity Risk

Redeeming your investment may take time. Investments in unquoted companies can be difficult to sell, especially when compared with quoted companies where there is normally a liquid exchange for buyers and sellers. Mariana aims to provide funding to support on-going liquidity. However, these arrangements are not guaranteed

Forward looking statements

Brochures dealing with Tax Efficient Investment products may contain forward-looking financial statements and illustrations. Such forward-looking financial statements and illustrations, by their nature, are not guarantees of future performance and involve risks and uncertainties, and the actual results may differ materially as a result of various factors, and therefore reliance should not be placed upon them.

Legal and regulatory

There may be changes in the future to the legal framework and regulatory status surrounding the strategy of the Tax Efficient Investment Products and its investee companies and their assets. An example may include the reduction or removal altogether of UK government renewable energy subsidies and incentives like the RHI, ROC and FiT schemes, which may negatively affect the performance of Mariana Tax Efficient Investment Products.

Long term investment

In order to qualify for tax relief in relation to certain tax efficient strategies, investors may need to keep money in the relevant Tax Efficient Investment Product for at least a minimum qualifying period, and investors may need to continue holding the investments in some cases until their death to benefit from, for example, IHT relief.

Tax changes

Tax rates, benefits, allowances are based on the current levels, legislation and HMRC practice. More importantly they can vary significantly from person to person, and tax legislation is subject to change and cannot be guaranteed.

The Website

Considerable care has gone into the preparation and maintenance of this website. However, Mariana accepts no liability in connection with its use or the use of information it contains. No warranty is given as to the accuracy or completeness of the information it contains and no liability is accepted for any errors or omissions. Where references or links to third party websites are provided, Mariana does not endorse or make any representation about the third party or any information, material or products sourced through the third party link, or any result that may be obtained from using or entering into a transaction with the third party.

This website may not be reproduced (in whole or in part), transmitted (by electronic means or otherwise), modified, linked to or used for any public or commercial purpose without the prior written permission of Mariana.

If you are outside the UK

Users accessing this website from outside the United Kingdom should note that local legislation may not permit Mariana to offer products where they are.

Users and prospective investors should be aware at all times of the applicable laws and regulations in different countries; in particular, in the United States of America where Mariana services and investments are not licensed or authorised.

Mariana is authorised and regulated by the FCA No: 551170

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RISK WARNING

The following pages refer to Mariana investment products. It is important that you read and understand the risk statements below before you proceed.

Mariana’s investment products may provide both individual and institutional investors with flexible and innovative investment solutions offering varying levels of risk, asset exposure, capital protection and tax exposure.

It is important, however, that you understand the risks attached to your investments. The key risk factors are summarised below, but please remember that these are general risks and the risks that are relevant to individual products are set out in the brochure for that product.

Mariana does not provide investment advice in relation to investment products and we strongly recommend that you discuss any proposed investment with your financial adviser before you invest.

Investment in a Mariana product should form part only of your investment portfolio. You should also maintain savings you can access at short notice in case of emergency to meet any short term cash needs that may arise during the term of your investment.

Investment Risk – This is the risk arising from the market(s) or asset(s) into which your investment is made or to which the performance of your investment is linked. Their value might decrease, which could cause you to lose money or, if they increase, the amount of the increase may be greater than the return you get from your investment in a Mariana product.

Counterparty Risk – This is the risk that the financial institution by whom your investment is backed gets into financial difficulties and does not, or cannot, pay the amounts due in relation to your investment. This could cause you to lose some or all of your money and any investment returns that would have otherwise been payable.

Term Risk – This is the risk that an investor’s circumstances could change, forcing the early encashment of an investment. Such early encashment will be subject to a fee and the amount repaid is likely to be less than the initial capital invested. An investor should be aware that they may not be able to access the value of their investment immediately.

Inflation Risk – This is the risk that inflation may reduce the real value of your investment over time.

Tax Risk – The values of any tax reliefs generated by your investment will depend on your individual circumstances. You should note that the levels and bases of taxation and reliefs available may change in the future and changes may be applied retrospectively.

ISA Transfer Risk – if you wish to transfer an existing ISA, it must be done in cash. This means that your existing ISA manager will sell your investment and you are likely to be charged an exit fee. There is then the possibility of a loss of income or growth if markets should rise while your transfer is being processed.

Cancellation Risk – This is the risk that if you decide to cancel the investment after it has been purchased you are likely to lose some of your money.

It is important that you read all the related Mariana product literature carefully and in full so that you understand how the product works and can decide whether or not you are prepared to accept the risks and the possible consequences of investing in a particular product, before proceeding with your investment.

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